Call reports 2012
MANSON STATE BANK — 2012
What MANSON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,168,000 | 39,598,000 | 39,925,000 | 41,111,000 |
| Total loans | 10,650,000 | 10,058,000 | 10,326,000 | 10,710,000 |
| Allowance for loan losses | 141,000 | 158,000 | 162,000 | 162,000 |
| Securities available for sale | 24,111,000 | 25,202,000 | 24,845,000 | 25,651,000 |
| Securities held to maturity | 10,000 | 9,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,792,000 | 35,023,000 | 35,135,000 | 36,569,000 |
| Interest-bearing deposits | 28,861,000 | 28,801,000 | 28,701,000 | 28,518,000 |
| Noninterest-bearing deposits | 5,931,000 | 6,222,000 | 6,434,000 | 8,051,000 |
| Equity capital | 4,282,000 | 4,464,000 | 4,677,000 | 4,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 537,000 | 807,000 | 1,072,000 |
| Interest expense | 48,000 | 90,000 | 130,000 | 168,000 |
| Net interest income | 215,000 | 447,000 | 677,000 | 904,000 |
| Noninterest income | 33,000 | 60,000 | 86,000 | 109,000 |
| Noninterest expense | 188,000 | 374,000 | 559,000 | 748,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 178,000 | 259,000 | 334,000 |
| Income tax | 6,000 | 9,000 | 13,000 | 17,000 |
| Net income | 99,000 | 169,000 | 246,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,442,000 | 3,463,000 | 3,506,000 | 3,498,000 |
| Total capital | 3,583,000 | 3,621,000 | 3,668,000 | 3,660,000 |
| Risk-weighted assets | 16,952,000 | 17,485,000 | 17,933,000 | 18,835,000 |