Call reports 2011
MANSON STATE BANK — 2011
What MANSON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,388,000 | 36,654,000 | 37,128,000 | 36,922,000 |
| Total loans | 10,732,000 | 10,562,000 | 11,274,000 | 10,463,000 |
| Allowance for loan losses | 155,000 | 241,000 | 156,000 | 141,000 |
| Securities available for sale | 21,807,000 | 23,009,000 | 23,134,000 | 22,632,000 |
| Securities held to maturity | 14,000 | 13,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,518,000 | 32,417,000 | 32,430,000 | 32,444,000 |
| Interest-bearing deposits | 27,713,000 | 28,039,000 | 5,604,000 | 26,824,000 |
| Noninterest-bearing deposits | 4,805,000 | 4,378,000 | 26,826,000 | 5,620,000 |
| Equity capital | 3,782,000 | 4,151,000 | 4,419,000 | 4,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 577,000 | 864,000 | 1,128,000 |
| Interest expense | 62,000 | 119,000 | 174,000 | 225,000 |
| Net interest income | 225,000 | 458,000 | 690,000 | 903,000 |
| Noninterest income | 38,000 | 63,000 | 91,000 | 122,000 |
| Noninterest expense | 196,000 | 395,000 | 589,000 | 757,000 |
| Provision for loan losses | 0 | 116,000 | 116,000 | 181,000 |
| Pretax income | 67,000 | 104,000 | 206,000 | 287,000 |
| Income tax | 3,000 | 5,000 | 10,000 | 14,000 |
| Net income | 64,000 | 99,000 | 196,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,266,000 | 3,280,000 | 3,350,000 | 3,360,000 |
| Total capital | 3,421,000 | 3,477,000 | 3,506,000 | 3,501,000 |
| Risk-weighted assets | 15,918,000 | 15,730,000 | 17,102,000 | 17,152,000 |