Call reports 2002
MANSON STATE BANK — 2002
What MANSON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,897,000 | 19,856,000 | 19,371,000 | 20,973,000 |
| Total loans | 11,719,000 | 12,352,000 | 12,249,000 | 12,346,000 |
| Allowance for loan losses | 132,000 | 132,000 | 132,000 | 132,000 |
| Securities available for sale | 2,398,000 | 3,436,000 | 3,451,000 | 3,147,000 |
| Securities held to maturity | 2,667,000 | 2,091,000 | 2,058,000 | 1,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,953,000 | 17,907,000 | 17,400,000 | 18,987,000 |
| Interest-bearing deposits | 16,245,000 | 16,406,000 | 15,577,000 | 16,928,000 |
| Noninterest-bearing deposits | 1,708,000 | 1,501,000 | 1,823,000 | 2,059,000 |
| Equity capital | 1,844,000 | 1,856,000 | 1,886,000 | 1,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 618,000 | 928,000 | 1,226,000 |
| Interest expense | 119,000 | 229,000 | 333,000 | 425,000 |
| Net interest income | 187,000 | 389,000 | 595,000 | 801,000 |
| Noninterest income | 30,000 | 53,000 | 82,000 | 110,000 |
| Noninterest expense | 138,000 | 282,000 | 405,000 | 560,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 173,000 | 285,000 | 365,000 |
| Income tax | 3,000 | 8,000 | 14,000 | 18,000 |
| Net income | 76,000 | 165,000 | 271,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,814,000 | 1,809,000 | 1,817,000 | 1,826,000 |
| Total capital | 1,946,000 | 1,941,000 | 1,949,000 | 1,958,000 |
| Risk-weighted assets | 12,625,000 | 13,244,000 | 13,249,000 | 13,516,000 |