Call reports 2001
MANSON STATE BANK — 2001
What MANSON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,173,000 | 18,483,000 | 19,240,000 | 20,764,000 |
| Total loans | 11,772,000 | 11,973,000 | 12,553,000 | 11,817,000 |
| Allowance for loan losses | 112,000 | 127,000 | 132,000 | 132,000 |
| Securities available for sale | 1,687,000 | 1,691,000 | 1,901,000 | 1,899,000 |
| Securities held to maturity | 2,915,000 | 2,891,000 | 2,660,000 | 2,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,245,000 | 16,550,000 | 17,323,000 | 18,802,000 |
| Interest-bearing deposits | 14,647,000 | 14,953,000 | 15,709,000 | 16,353,000 |
| Noninterest-bearing deposits | 1,598,000 | 1,597,000 | 1,614,000 | 2,449,000 |
| Equity capital | 1,808,000 | 1,822,000 | 1,806,000 | 1,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 707,000 | 1,053,000 | 1,380,000 |
| Interest expense | 157,000 | 301,000 | 461,000 | 595,000 |
| Net interest income | 203,000 | 406,000 | 592,000 | 785,000 |
| Noninterest income | 24,000 | 44,000 | 60,000 | 87,000 |
| Noninterest expense | 130,000 | 271,000 | 386,000 | 524,000 |
| Provision for loan losses | 0 | 9,000 | 14,000 | 14,000 |
| Pretax income | 96,000 | 169,000 | 251,000 | 335,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 17,000 |
| Net income | 91,000 | 160,000 | 238,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,769,000 | 1,783,000 | 1,755,000 | 1,797,000 |
| Total capital | 1,881,000 | 1,910,000 | 1,887,000 | 1,929,000 |
| Risk-weighted assets | 12,432,000 | 12,664,000 | 13,016,000 | 12,811,000 |