Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,599,000 | 18,776,000 | 19,686,000 | 21,090,000 |
| Total loans | 8,947,000 | 9,232,000 | 9,366,000 | 10,482,000 |
| Allowance for loan losses | 56,000 | 72,000 | 88,000 | 104,000 |
| Securities available for sale | 4,394,000 | 6,408,000 | 6,989,000 | 6,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,944,000 | 10,264,000 | 10,023,000 | 11,394,000 |
| Interest-bearing deposits | 8,881,000 | 9,280,000 | 9,011,000 | 10,664,000 |
| Noninterest-bearing deposits | 1,063,000 | 984,000 | 1,012,000 | 731,000 |
| Equity capital | 4,178,000 | 4,146,000 | 4,310,000 | 4,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 445,000 | 715,000 | 1,028,000 |
| Interest expense | 78,000 | 186,000 | 317,000 | 479,000 |
| Net interest income | 128,000 | 259,000 | 398,000 | 549,000 |
| Noninterest income | 138,000 | 239,000 | 432,000 | 551,000 |
| Noninterest expense | 183,000 | 367,000 | 586,000 | 847,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 68,000 | 101,000 | 199,000 | 200,000 |
| Income tax | 20,000 | 30,000 | 59,000 | 25,000 |
| Net income | 48,000 | 71,000 | 140,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,223,000 | 2,245,000 | 2,287,000 | 2,322,000 |
| Total capital | 2,279,000 | 2,317,000 | 2,375,000 | 2,426,000 |
| Risk-weighted assets | 10,590,000 | 11,458,000 | 11,701,000 | 12,524,000 |