Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 113,197,000 | 112,845,000 |
| Total loans | 74,077,000 | 72,913,000 |
| Allowance for loan losses | 335,000 | 357,000 |
| Securities available for sale | 23,939,000 | 23,927,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 104,348,000 | 104,108,000 |
| Interest-bearing deposits | 77,154,000 | 77,187,000 |
| Noninterest-bearing deposits | 27,194,000 | 26,921,000 |
| Equity capital | 8,626,000 | 8,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 952,000 | 1,918,000 |
| Interest expense | 98,000 | 196,000 |
| Net interest income | 854,000 | 1,722,000 |
| Noninterest income | 149,000 | 261,000 |
| Noninterest expense | 721,000 | 1,455,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 252,000 | 468,000 |
| Income tax | 10,000 | 16,000 |
| Net income | 242,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 8,452,000 | 8,232,000 |
| Total capital | 8,787,000 | 8,589,000 |
| Risk-weighted assets | 64,499,000 | 64,998,000 |