Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 107,991,000 | 108,117,000 | 112,713,000 | 115,729,000 |
| Total loans | 70,106,000 | 69,080,000 | 70,369,000 | 78,217,000 |
| Allowance for loan losses | 344,000 | 338,000 | 338,000 | 315,000 |
| Securities available for sale | 21,216,000 | 23,647,000 | 23,859,000 | 23,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,109,000 | 100,197,000 | 104,697,000 | 107,726,000 |
| Interest-bearing deposits | 74,585,000 | 76,724,000 | 78,063,000 | 78,533,000 |
| Noninterest-bearing deposits | 25,524,000 | 23,473,000 | 26,634,000 | 29,193,000 |
| Equity capital | 7,674,000 | 7,575,000 | 7,707,000 | 7,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,789,000 | 2,704,000 | 3,659,000 |
| Interest expense | 99,000 | 197,000 | 296,000 | 394,000 |
| Net interest income | 790,000 | 1,592,000 | 2,408,000 | 3,265,000 |
| Noninterest income | 164,000 | 303,000 | 678,000 | 1,031,000 |
| Noninterest expense | 671,000 | 1,349,000 | 2,039,000 | 2,812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 283,000 | 546,000 | 1,047,000 | 1,484,000 |
| Income tax | 12,000 | 23,000 | 44,000 | 60,000 |
| Net income | 271,000 | 523,000 | 1,003,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,945,000 | 7,747,000 | 7,927,000 | 7,948,000 |
| Total capital | 8,289,000 | 8,085,000 | 8,265,000 | 8,263,000 |
| Risk-weighted assets | 65,259,000 | 63,587,000 | 64,421,000 | 70,507,000 |