Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 102,931,000 | 100,467,000 | 100,890,000 | 105,865,000 |
| Total loans | 64,006,000 | 65,536,000 | 66,782,000 | 72,113,000 |
| Allowance for loan losses | 547,000 | 348,000 | 351,000 | 347,000 |
| Securities available for sale | 25,191,000 | 22,931,000 | 23,685,000 | 20,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,246,000 | 92,786,000 | 93,136,000 | 98,356,000 |
| Interest-bearing deposits | 72,543,000 | 71,689,000 | 69,921,000 | 70,267,000 |
| Noninterest-bearing deposits | 22,703,000 | 21,097,000 | 23,215,000 | 28,089,000 |
| Equity capital | 7,424,000 | 7,271,000 | 7,442,000 | 7,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,751,000 | 2,612,000 | 3,515,000 |
| Interest expense | 114,000 | 223,000 | 331,000 | 436,000 |
| Net interest income | 767,000 | 1,528,000 | 2,281,000 | 3,079,000 |
| Noninterest income | 163,000 | 292,000 | 658,000 | 912,000 |
| Noninterest expense | 682,000 | 1,216,000 | 1,905,000 | 2,603,000 |
| Provision for loan losses | 0 | -200,000 | -200,000 | -200,000 |
| Pretax income | 248,000 | 804,000 | 1,234,000 | 1,588,000 |
| Income tax | 10,000 | 28,000 | 53,000 | 69,000 |
| Net income | 238,000 | 776,000 | 1,181,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,294,000 | 7,582,000 | 7,686,000 | 7,674,000 |
| Total capital | 7,841,000 | 7,930,000 | 8,037,000 | 8,021,000 |
| Risk-weighted assets | 59,465,000 | 59,935,000 | 60,278,000 | 66,405,000 |