Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,574,000 | 97,765,000 | 100,094,000 | 108,737,000 |
| Total loans | 65,397,000 | 63,072,000 | 63,230,000 | 64,661,000 |
| Allowance for loan losses | 570,000 | 571,000 | 568,000 | 569,000 |
| Securities available for sale | 23,409,000 | 24,058,000 | 22,999,000 | 24,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,855,000 | 89,826,000 | 92,009,000 | 101,032,000 |
| Interest-bearing deposits | 68,620,000 | 69,714,000 | 72,522,000 | 73,743,000 |
| Noninterest-bearing deposits | 21,235,000 | 20,112,000 | 19,487,000 | 27,289,000 |
| Equity capital | 7,429,000 | 7,497,000 | 7,633,000 | 7,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,036,000 | 2,996,000 | 3,922,000 |
| Interest expense | 145,000 | 276,000 | 402,000 | 523,000 |
| Net interest income | 911,000 | 1,760,000 | 2,594,000 | 3,399,000 |
| Noninterest income | 132,000 | 276,000 | 567,000 | 920,000 |
| Noninterest expense | 687,000 | 1,360,000 | 2,055,000 | 2,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 356,000 | 676,000 | 1,106,000 | 1,500,000 |
| Income tax | 14,000 | 28,000 | 46,000 | 63,000 |
| Net income | 342,000 | 648,000 | 1,060,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,160,000 | 7,267,000 | 7,378,000 | 7,306,000 |
| Total capital | 7,160,000 | 7,267,000 | 7,946,000 | 7,875,000 |
| Risk-weighted assets | 57,456,000 | 56,816,000 | 57,134,000 | 60,668,000 |