Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 84,674,000 | 85,846,000 | 85,969,000 | 90,613,000 |
| Total loans | 61,852,000 | 64,705,000 | 60,198,000 | 66,043,000 |
| Allowance for loan losses | 595,000 | 566,000 | 569,000 | 568,000 |
| Securities available for sale | 16,331,000 | 15,334,000 | 17,829,000 | 19,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,193,000 | 78,421,000 | 78,158,000 | 83,179,000 |
| Interest-bearing deposits | 64,105,000 | 65,841,000 | 64,870,000 | 64,351,000 |
| Noninterest-bearing deposits | 13,088,000 | 12,580,000 | 13,288,000 | 18,828,000 |
| Equity capital | 7,086,000 | 6,966,000 | 7,176,000 | 6,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,289,000 | 3,408,000 | 4,489,000 |
| Interest expense | 247,000 | 491,000 | 729,000 | 945,000 |
| Net interest income | 885,000 | 1,798,000 | 2,679,000 | 3,544,000 |
| Noninterest income | 123,000 | 232,000 | 639,000 | 855,000 |
| Noninterest expense | 647,000 | 1,308,000 | 1,955,000 | 2,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 361,000 | 722,000 | 1,363,000 | 1,694,000 |
| Income tax | 15,000 | 31,000 | 57,000 | 71,000 |
| Net income | 346,000 | 691,000 | 1,306,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,836,000 | 6,681,000 | 6,897,000 | 6,714,000 |
| Total capital | 6,836,000 | 6,681,000 | 6,897,000 | 6,714,000 |
| Risk-weighted assets | 57,837,000 | 59,551,000 | 57,822,000 | 60,930,000 |