Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,965,000 | 82,971,000 | 80,299,000 | 84,326,000 |
| Total loans | 56,864,000 | 61,468,000 | 59,361,000 | 64,542,000 |
| Allowance for loan losses | 588,000 | 590,000 | 589,000 | 592,000 |
| Securities available for sale | 20,847,000 | 16,285,000 | 15,069,000 | 14,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,805,000 | 71,743,000 | 71,583,000 | 75,612,000 |
| Interest-bearing deposits | 58,939,000 | 60,822,000 | 60,423,000 | 61,401,000 |
| Noninterest-bearing deposits | 10,866,000 | 10,921,000 | 11,160,000 | 14,211,000 |
| Equity capital | 7,154,000 | 7,131,000 | 7,183,000 | 6,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,353,000 | 3,505,000 | 4,642,000 |
| Interest expense | 342,000 | 672,000 | 1,019,000 | 1,298,000 |
| Net interest income | 823,000 | 1,681,000 | 2,486,000 | 3,344,000 |
| Noninterest income | 171,000 | 281,000 | 672,000 | 908,000 |
| Noninterest expense | 625,000 | 1,254,000 | 1,941,000 | 2,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 369,000 | 708,000 | 1,217,000 | 1,502,000 |
| Income tax | 16,000 | 30,000 | 52,000 | 64,000 |
| Net income | 353,000 | 678,000 | 1,165,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,605,000 | 6,630,000 | 6,717,000 | 6,490,000 |
| Total capital | 7,193,000 | 7,220,000 | 7,306,000 | 7,082,000 |
| Risk-weighted assets | 55,021,000 | 58,294,000 | 57,120,000 | 60,654,000 |