Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 77,679,000 | 77,278,000 | 79,296,000 | 81,937,000 |
| Total loans | 49,213,000 | 50,033,000 | 49,046,000 | 54,227,000 |
| Allowance for loan losses | 598,000 | 600,000 | 603,000 | 588,000 |
| Securities available for sale | 16,786,000 | 18,008,000 | 20,567,000 | 22,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,436,000 | 68,798,000 | 69,676,000 | 69,323,000 |
| Interest-bearing deposits | 57,370,000 | 57,459,000 | 57,573,000 | 56,602,000 |
| Noninterest-bearing deposits | 10,066,000 | 11,339,000 | 12,103,000 | 12,721,000 |
| Equity capital | 7,039,000 | 6,736,000 | 7,086,000 | 7,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,448,000 | 3,597,000 | 4,759,000 |
| Interest expense | 494,000 | 923,000 | 1,310,000 | 1,693,000 |
| Net interest income | 780,000 | 1,525,000 | 2,287,000 | 3,066,000 |
| Noninterest income | 137,000 | 242,000 | 823,000 | 1,019,000 |
| Noninterest expense | 598,000 | 1,176,000 | 1,792,000 | 2,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 591,000 | 1,318,000 | 1,526,000 |
| Income tax | 13,000 | 25,000 | 53,000 | 66,000 |
| Net income | 306,000 | 566,000 | 1,265,000 | 1,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,597,000 | 6,557,000 | 6,856,000 | 6,552,000 |
| Total capital | 7,195,000 | 7,157,000 | 7,451,000 | 7,140,000 |
| Risk-weighted assets | 48,491,000 | 49,364,000 | 50,295,000 | 53,037,000 |