Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 69,644,000 | 69,624,000 | 71,995,000 | 75,118,000 |
| Total loans | 51,293,000 | 52,461,000 | 48,441,000 | 52,106,000 |
| Allowance for loan losses | 597,000 | 592,000 | 594,000 | 595,000 |
| Securities available for sale | 13,446,000 | 13,860,000 | 14,470,000 | 17,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,445,000 | 59,532,000 | 61,279,000 | 65,114,000 |
| Interest-bearing deposits | 50,593,000 | 51,704,000 | 51,868,000 | 53,672,000 |
| Noninterest-bearing deposits | 8,852,000 | 7,828,000 | 9,411,000 | 11,443,000 |
| Equity capital | 6,818,000 | 6,869,000 | 7,187,000 | 6,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,525,000 | 3,787,000 | 5,121,000 |
| Interest expense | 415,000 | 853,000 | 1,307,000 | 1,794,000 |
| Net interest income | 822,000 | 1,672,000 | 2,480,000 | 3,327,000 |
| Noninterest income | 147,000 | 268,000 | 618,000 | 792,000 |
| Noninterest expense | 553,000 | 1,108,000 | 1,669,000 | 2,371,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 416,000 | 832,000 | 1,429,000 | 1,748,000 |
| Income tax | 17,000 | 35,000 | 61,000 | 74,000 |
| Net income | 399,000 | 797,000 | 1,368,000 | 1,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,866,000 | 6,964,000 | 7,136,000 | 6,591,000 |
| Total capital | 7,463,000 | 7,556,000 | 7,726,000 | 7,186,000 |
| Risk-weighted assets | 47,267,000 | 48,046,000 | 46,434,000 | 49,859,000 |