Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 67,970,000 | 69,508,000 | 70,882,000 | 70,931,000 |
| Total loans | 50,593,000 | 52,282,000 | 52,469,000 | 53,083,000 |
| Allowance for loan losses | 530,000 | 551,000 | 545,000 | 536,000 |
| Securities available for sale | 13,709,000 | 13,593,000 | 13,506,000 | 13,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,905,000 | 57,578,000 | 56,776,000 | 60,386,000 |
| Interest-bearing deposits | 49,703,000 | 48,953,000 | 47,969,000 | 50,479,000 |
| Noninterest-bearing deposits | 8,202,000 | 8,625,000 | 8,807,000 | 9,907,000 |
| Equity capital | 6,357,000 | 6,450,000 | 6,713,000 | 6,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,245,000 | 3,420,000 | 4,639,000 |
| Interest expense | 326,000 | 680,000 | 1,065,000 | 1,474,000 |
| Net interest income | 772,000 | 1,565,000 | 2,355,000 | 3,165,000 |
| Noninterest income | 108,000 | 218,000 | 479,000 | 682,000 |
| Noninterest expense | 540,000 | 1,077,000 | 1,629,000 | 2,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 706,000 | 1,205,000 | 1,584,000 |
| Income tax | 14,000 | 29,000 | 51,000 | 70,000 |
| Net income | 326,000 | 677,000 | 1,154,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,559,000 | 6,710,000 | 6,827,000 | 6,768,000 |
| Total capital | 7,089,000 | 7,261,000 | 7,372,000 | 7,304,000 |
| Risk-weighted assets | 47,719,000 | 48,413,000 | 50,021,000 | 50,669,000 |