Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 67,830,000 | 66,008,000 | 65,803,000 | 67,454,000 |
| Total loans | 44,214,000 | 44,871,000 | 44,893,000 | 45,565,000 |
| Allowance for loan losses | 581,000 | 584,000 | 555,000 | 543,000 |
| Securities available for sale | 15,104,000 | 15,304,000 | 15,216,000 | 15,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,170,000 | 57,672,000 | 56,677,000 | 59,734,000 |
| Interest-bearing deposits | 51,785,000 | 50,654,000 | 49,295,000 | 51,128,000 |
| Noninterest-bearing deposits | 7,384,000 | 7,018,000 | 7,382,000 | 8,606,000 |
| Equity capital | 6,492,000 | 6,254,000 | 6,455,000 | 6,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,780,000 | 2,656,000 | 3,549,000 |
| Interest expense | 215,000 | 420,000 | 624,000 | 838,000 |
| Net interest income | 684,000 | 1,360,000 | 2,032,000 | 2,711,000 |
| Noninterest income | 97,000 | 203,000 | 466,000 | 652,000 |
| Noninterest expense | 551,000 | 1,117,000 | 1,673,000 | 2,257,000 |
| Provision for loan losses | 15,000 | 30,000 | 0 | 0 |
| Pretax income | 215,000 | 416,000 | 824,000 | 1,105,000 |
| Income tax | 9,000 | 18,000 | 36,000 | 49,000 |
| Net income | 206,000 | 398,000 | 788,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,214,000 | 6,219,000 | 6,372,000 | 6,297,000 |
| Total capital | 6,759,000 | 6,767,000 | 6,923,000 | 6,840,000 |
| Risk-weighted assets | 43,578,000 | 43,781,000 | 44,047,000 | 45,255,000 |