Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 65,238,000 | 66,911,000 | 67,608,000 | 67,269,000 |
| Total loans | 44,125,000 | 47,428,000 | 47,776,000 | 46,147,000 |
| Allowance for loan losses | 508,000 | 497,000 | 520,000 | 540,000 |
| Securities available for sale | 17,684,000 | 15,825,000 | 15,382,000 | 14,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,894,000 | 57,175,000 | 55,965,000 | 58,479,000 |
| Interest-bearing deposits | 51,201,000 | 51,436,000 | 49,751,000 | 50,809,000 |
| Noninterest-bearing deposits | 6,693,000 | 5,739,000 | 6,214,000 | 7,670,000 |
| Equity capital | 5,858,000 | 6,009,000 | 6,212,000 | 6,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,198,000 | 3,287,000 | 4,341,000 |
| Interest expense | 423,000 | 814,000 | 1,192,000 | 1,542,000 |
| Net interest income | 693,000 | 1,384,000 | 2,095,000 | 2,799,000 |
| Noninterest income | 82,000 | 155,000 | 366,000 | 507,000 |
| Noninterest expense | 554,000 | 1,100,000 | 1,647,000 | 2,283,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 70,000 |
| Pretax income | 220,000 | 416,000 | 761,000 | 940,000 |
| Income tax | 9,000 | 18,000 | 33,000 | 33,000 |
| Net income | 211,000 | 398,000 | 728,000 | 907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,468,000 | 5,438,000 | 5,551,000 | 5,523,000 |
| Total capital | 5,975,000 | 5,935,000 | 6,071,000 | 6,063,000 |
| Risk-weighted assets | 45,247,000 | 48,422,000 | 49,243,000 | 48,007,000 |