Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,190,000 | 63,785,000 | 63,769,000 | 65,426,000 |
| Total loans | 43,429,000 | 44,507,000 | 43,888,000 | 42,962,000 |
| Allowance for loan losses | 529,000 | 511,000 | 511,000 | 499,000 |
| Securities available for sale | 13,514,000 | 12,144,000 | 11,481,000 | 14,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,720,000 | 56,147,000 | 55,773,000 | 58,909,000 |
| Interest-bearing deposits | 50,254,000 | 50,468,000 | 50,050,000 | 51,575,000 |
| Noninterest-bearing deposits | 6,466,000 | 5,679,000 | 5,723,000 | 7,334,000 |
| Equity capital | 5,867,000 | 5,890,000 | 6,061,000 | 5,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,613,000 | 3,874,000 | 5,065,000 |
| Interest expense | 653,000 | 1,284,000 | 1,845,000 | 2,335,000 |
| Net interest income | 659,000 | 1,329,000 | 2,029,000 | 2,730,000 |
| Noninterest income | 91,000 | 180,000 | 411,000 | 554,000 |
| Noninterest expense | 549,000 | 1,119,000 | 1,736,000 | 2,364,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 186,000 | 369,000 | 682,000 | 897,000 |
| Income tax | 8,000 | 16,000 | 30,000 | 43,000 |
| Net income | 178,000 | 353,000 | 652,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,284,000 | 5,328,000 | 5,414,000 | 5,429,000 |
| Total capital | 5,813,000 | 5,839,000 | 5,925,000 | 5,928,000 |
| Risk-weighted assets | 46,314,000 | 46,616,000 | 46,533,000 | 45,391,000 |