Call reports 2009
TAMALPAIS BANK — 2009
What TAMALPAIS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 697,592,000 | 701,726,000 | 694,241,000 | 628,903,000 |
| Total loans | 590,544,000 | 595,637,000 | 575,861,000 | 518,735,000 |
| Allowance for loan losses | 11,067,000 | 17,599,000 | 26,259,000 | 23,098,000 |
| Securities available for sale | 64,302,000 | 56,389,000 | 66,098,000 | 50,952,000 |
| Securities held to maturity | 7,490,000 | 6,584,000 | 6,249,000 | 5,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,949,000 | 484,380,000 | 493,505,000 | 487,582,000 |
| Interest-bearing deposits | 429,276,000 | 445,136,000 | 451,437,000 | 443,855,000 |
| Noninterest-bearing deposits | 34,673,000 | 39,244,000 | 42,068,000 | 43,727,000 |
| Equity capital | 55,655,000 | 51,610,000 | 47,023,000 | 18,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,848,000 | 21,502,000 | 31,316,000 | 40,034,000 |
| Interest expense | 4,209,000 | 8,129,000 | 12,379,000 | 16,046,000 |
| Net interest income | 6,639,000 | 13,373,000 | 18,937,000 | 23,988,000 |
| Noninterest income | 425,000 | 793,000 | 117,000 | -102,000 |
| Noninterest expense | 3,526,000 | 7,225,000 | 11,140,000 | 17,141,000 |
| Provision for loan losses | 3,384,000 | 14,004,000 | 23,435,000 | 50,846,000 |
| Pretax income | 170,000 | -7,046,000 | -15,257,000 | -43,276,000 |
| Income tax | -69,000 | -3,271,000 | -6,857,000 | -7,079,000 |
| Net income | 239,000 | -3,775,000 | -8,400,000 | -36,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,156,000 | 50,824,000 | 46,227,000 | 18,482,000 |
| Total capital | 62,698,000 | 58,511,000 | 53,734,000 | 25,146,000 |
| Risk-weighted assets | 598,892,000 | 604,087,000 | 581,419,000 | 516,387,000 |