Call reports 2008
TAMALPAIS BANK — 2008
What TAMALPAIS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 600,537,000 | 647,934,000 | 678,594,000 | 702,460,000 |
| Total loans | 502,559,000 | 558,920,000 | 575,069,000 | 592,544,000 |
| Allowance for loan losses | 5,260,000 | 5,848,000 | 6,476,000 | 8,093,000 |
| Securities available for sale | 45,900,000 | 43,938,000 | 46,314,000 | 56,416,000 |
| Securities held to maturity | 13,739,000 | 12,556,000 | 11,608,000 | 10,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,196,000 | 419,080,000 | 442,628,000 | 460,468,000 |
| Interest-bearing deposits | 364,309,000 | 392,202,000 | 412,261,000 | 427,041,000 |
| Noninterest-bearing deposits | 31,887,000 | 26,878,000 | 30,368,000 | 33,427,000 |
| Equity capital | 49,287,000 | 53,260,000 | 54,689,000 | 55,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,236,000 | 20,968,000 | 32,195,000 | 43,212,000 |
| Interest expense | 4,951,000 | 9,646,000 | 14,437,000 | 19,015,000 |
| Net interest income | 5,285,000 | 11,322,000 | 17,758,000 | 24,197,000 |
| Noninterest income | 544,000 | 929,000 | 1,322,000 | 1,728,000 |
| Noninterest expense | 3,288,000 | 6,649,000 | 10,025,000 | 13,400,000 |
| Provision for loan losses | 345,000 | 944,000 | 1,597,000 | 3,190,000 |
| Pretax income | 2,177,000 | 4,591,000 | 7,390,000 | 9,267,000 |
| Income tax | 706,000 | 1,590,000 | 2,619,000 | 3,257,000 |
| Net income | 1,471,000 | 3,001,000 | 4,771,000 | 6,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,822,000 | 53,164,000 | 54,570,000 | 55,423,000 |
| Total capital | 54,082,000 | 59,012,000 | 61,046,000 | 62,968,000 |
| Risk-weighted assets | 527,040,000 | 574,134,000 | 584,338,000 | 602,183,000 |