Call reports 2007
TAMALPAIS BANK — 2007
What TAMALPAIS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 498,656,000 | 520,383,000 | 541,358,000 | 555,659,000 |
| Total loans | 418,113,000 | 438,049,000 | 449,606,000 | 469,613,000 |
| Allowance for loan losses | 4,585,000 | 4,594,000 | 4,711,000 | 4,915,000 |
| Securities available for sale | 28,750,000 | 35,046,000 | 38,547,000 | 40,661,000 |
| Securities held to maturity | 20,040,000 | 17,529,000 | 15,630,000 | 14,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,819,000 | 369,857,000 | 379,405,000 | 361,354,000 |
| Interest-bearing deposits | 342,956,000 | 340,523,000 | 339,004,000 | 331,046,000 |
| Noninterest-bearing deposits | 26,863,000 | 29,334,000 | 40,401,000 | 30,308,000 |
| Equity capital | 44,201,000 | 45,082,000 | 45,346,000 | 45,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,537,000 | 19,180,000 | 29,162,000 | 39,107,000 |
| Interest expense | 4,937,000 | 10,051,000 | 15,202,000 | 20,358,000 |
| Net interest income | 4,600,000 | 9,129,000 | 13,960,000 | 18,749,000 |
| Noninterest income | 334,000 | 967,000 | 1,421,000 | 1,969,000 |
| Noninterest expense | 2,769,000 | 5,637,000 | 8,577,000 | 11,505,000 |
| Provision for loan losses | -87,000 | -78,000 | 40,000 | 244,000 |
| Pretax income | 2,252,000 | 4,537,000 | 6,764,000 | 8,969,000 |
| Income tax | 884,000 | 1,687,000 | 2,512,000 | 3,326,000 |
| Net income | 1,368,000 | 2,850,000 | 4,252,000 | 5,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,227,000 | 45,224,000 | 45,268,000 | 45,056,000 |
| Total capital | 48,812,000 | 49,818,000 | 49,979,000 | 49,971,000 |
| Risk-weighted assets | 434,774,000 | 454,745,000 | 467,693,000 | 492,176,000 |