Call reports 2006
TAMALPAIS BANK — 2006
What TAMALPAIS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 469,119,000 | 502,859,000 | 506,826,000 | 501,804,000 |
| Total loans | 399,448,000 | 429,079,000 | 422,678,000 | 426,007,000 |
| Allowance for loan losses | 4,375,000 | 4,702,000 | 4,633,000 | 4,672,000 |
| Securities available for sale | 18,264,000 | 23,076,000 | 23,693,000 | 26,516,000 |
| Securities held to maturity | 26,660,000 | 25,166,000 | 22,772,000 | 21,823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,511,000 | 342,628,000 | 357,856,000 | 369,804,000 |
| Interest-bearing deposits | 301,644,000 | 317,104,000 | 330,905,000 | 343,237,000 |
| Noninterest-bearing deposits | 24,867,000 | 25,524,000 | 26,951,000 | 26,567,000 |
| Equity capital | 36,809,000 | 40,249,000 | 41,651,000 | 42,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,044,000 | 16,876,000 | 26,231,000 | 35,861,000 |
| Interest expense | 3,431,000 | 7,569,000 | 12,231,000 | 17,143,000 |
| Net interest income | 4,613,000 | 9,307,000 | 14,000,000 | 18,718,000 |
| Noninterest income | 350,000 | 849,000 | 1,264,000 | 1,687,000 |
| Noninterest expense | 2,746,000 | 5,513,000 | 8,246,000 | 10,855,000 |
| Provision for loan losses | 143,000 | 470,000 | 401,000 | 440,000 |
| Pretax income | 2,074,000 | 4,171,000 | 6,615,000 | 9,108,000 |
| Income tax | 824,000 | 1,654,000 | 2,611,000 | 3,584,000 |
| Net income | 1,250,000 | 2,517,000 | 4,004,000 | 5,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,097,000 | 40,569,000 | 41,784,000 | 43,004,000 |
| Total capital | 41,472,000 | 45,271,000 | 46,417,000 | 47,676,000 |
| Risk-weighted assets | 411,161,000 | 442,529,000 | 441,226,000 | 443,493,000 |