Call reports 2005
TAMALPAIS BANK — 2005
What TAMALPAIS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 438,227,000 | 451,293,000 | 451,878,000 | 459,908,000 |
| Total loans | 361,944,000 | 379,705,000 | 384,209,000 | 386,657,000 |
| Allowance for loan losses | 3,960,000 | 4,159,000 | 4,205,000 | 4,232,000 |
| Securities available for sale | 21,036,000 | 18,560,000 | 16,755,000 | 15,118,000 |
| Securities held to maturity | 37,537,000 | 34,260,000 | 30,783,000 | 28,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,508,000 | 296,601,000 | 304,592,000 | 313,399,000 |
| Interest-bearing deposits | 261,837,000 | 279,843,000 | 287,112,000 | 296,090,000 |
| Noninterest-bearing deposits | 15,671,000 | 16,758,000 | 17,480,000 | 17,309,000 |
| Equity capital | 33,144,000 | 34,314,000 | 34,909,000 | 35,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,561,000 | 13,584,000 | 21,020,000 | 28,743,000 |
| Interest expense | 2,281,000 | 4,882,000 | 7,799,000 | 11,049,000 |
| Net interest income | 4,280,000 | 8,702,000 | 13,221,000 | 17,694,000 |
| Noninterest income | 207,000 | 520,000 | 755,000 | 1,158,000 |
| Noninterest expense | 2,232,000 | 4,302,000 | 6,625,000 | 9,208,000 |
| Provision for loan losses | 360,000 | 559,000 | 605,000 | 632,000 |
| Pretax income | 1,895,000 | 4,361,000 | 6,746,000 | 9,012,000 |
| Income tax | 741,000 | 1,726,000 | 2,611,000 | 3,575,000 |
| Net income | 1,154,000 | 2,635,000 | 4,135,000 | 5,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,366,000 | 34,502,000 | 35,121,000 | 36,182,000 |
| Total capital | 37,326,000 | 38,661,000 | 39,326,000 | 40,414,000 |
| Risk-weighted assets | 355,794,000 | 377,013,000 | 386,364,000 | 398,383,000 |