Call reports 2004
TAMALPAIS BANK — 2004
What TAMALPAIS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 365,622,000 | 406,621,000 | 401,409,000 | 424,989,000 |
| Total loans | 269,529,000 | 302,212,000 | 307,111,000 | 329,251,000 |
| Allowance for loan losses | 2,965,000 | 3,305,000 | 3,358,000 | 3,600,000 |
| Securities available for sale | 22,308,000 | 39,530,000 | 33,620,000 | 22,040,000 |
| Securities held to maturity | 46,028,000 | 48,343,000 | 44,731,000 | 40,851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,360,000 | 245,290,000 | 243,457,000 | 274,672,000 |
| Interest-bearing deposits | 201,041,000 | 234,108,000 | 230,688,000 | 261,590,000 |
| Noninterest-bearing deposits | 10,319,000 | 11,182,000 | 12,769,000 | 13,082,000 |
| Equity capital | 30,418,000 | 30,625,000 | 31,847,000 | 32,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,618,000 | 9,987,000 | 15,708,000 | 21,605,000 |
| Interest expense | 1,354,000 | 3,116,000 | 5,039,000 | 7,056,000 |
| Net interest income | 3,264,000 | 6,871,000 | 10,669,000 | 14,549,000 |
| Noninterest income | 96,000 | 247,000 | 515,000 | 905,000 |
| Noninterest expense | 1,801,000 | 3,795,000 | 5,834,000 | 8,213,000 |
| Provision for loan losses | 239,000 | 579,000 | 632,000 | 874,000 |
| Pretax income | 1,320,000 | 2,718,000 | 4,681,000 | 6,325,000 |
| Income tax | 446,000 | 970,000 | 1,726,000 | 2,079,000 |
| Net income | 874,000 | 1,748,000 | 2,955,000 | 4,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,424,000 | 31,082,000 | 32,058,000 | 33,099,000 |
| Total capital | 33,389,000 | 34,387,000 | 35,416,000 | 36,699,000 |
| Risk-weighted assets | 280,251,000 | 312,462,000 | 312,501,000 | 332,791,000 |