Call reports 2002
TAMALPAIS BANK — 2002
What TAMALPAIS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 151,569,000 | 169,244,000 | 257,618,000 | 267,536,000 |
| Total loans | 124,594,000 | 145,994,000 | 166,178,000 | 176,889,000 |
| Allowance for loan losses | 1,377,000 | 1,595,000 | 1,820,000 | 1,942,000 |
| Securities available for sale | 4,960,000 | 0 | 68,504,000 | 37,657,000 |
| Securities held to maturity | 0 | 0 | 4,267,000 | 35,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,954,000 | 138,139,000 | 157,689,000 | 176,088,000 |
| Interest-bearing deposits | 131,109,000 | 132,573,000 | 152,855,000 | 171,519,000 |
| Noninterest-bearing deposits | 2,845,000 | 5,567,000 | 4,834,000 | 4,569,000 |
| Equity capital | 12,252,000 | 18,976,000 | 19,795,000 | 20,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,772,000 | 5,685,000 | 9,273,000 | 13,308,000 |
| Interest expense | 1,052,000 | 2,106,000 | 3,469,000 | 4,984,000 |
| Net interest income | 1,720,000 | 3,579,000 | 5,804,000 | 8,324,000 |
| Noninterest income | 96,000 | 164,000 | 239,000 | 430,000 |
| Noninterest expense | 930,000 | 1,836,000 | 2,832,000 | 4,673,000 |
| Provision for loan losses | 32,000 | 250,000 | 475,000 | 597,000 |
| Pretax income | 854,000 | 1,657,000 | 2,732,000 | 3,980,000 |
| Income tax | 331,000 | 641,000 | 1,064,000 | 1,543,000 |
| Net income | 523,000 | 1,016,000 | 1,668,000 | 2,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,233,000 | 18,961,000 | 19,616,000 | 20,272,000 |
| Total capital | 13,610,000 | 20,556,000 | 21,436,000 | 22,214,000 |
| Risk-weighted assets | 122,317,000 | 143,798,000 | 159,389,000 | 184,261,000 |