Call reports 2005
LIBERTYPOINTE BANK — 2005
What LIBERTYPOINTE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 43,570,000 |
| Total loans | 499,000 |
| Allowance for loan losses | 3,000 |
| Securities available for sale | 7,994,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 27,824,000 |
| Interest-bearing deposits | 20,498,000 |
| Noninterest-bearing deposits | 7,326,000 |
| Equity capital | 13,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 242,000 |
| Interest expense | 67,000 |
| Net interest income | 175,000 |
| Noninterest income | 0 |
| Noninterest expense | 1,674,000 |
| Provision for loan losses | 3,000 |
| Pretax income | -1,502,000 |
| Income tax | 4,000 |
| Net income | -1,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 13,494,000 |
| Total capital | 13,497,000 |
| Risk-weighted assets | 35,723,000 |