Call reports 2008
PARK NATIONAL BANK — 2008
What PARK NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 4,458,069,000 | 4,605,578,000 | 4,696,885,000 | 4,891,752,000 |
| Total loans | 3,637,472,000 | 3,749,790,000 | 3,847,988,000 | 4,100,196,000 |
| Allowance for loan losses | 39,087,000 | 38,887,000 | 59,711,000 | 62,328,000 |
| Securities available for sale | 444,964,000 | 435,096,000 | 387,772,000 | 341,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 43,276,000 | 47,250,000 | 0 | 0 |
| Total deposits | 2,992,647,000 | 2,992,430,000 | 3,077,731,000 | 2,989,491,000 |
| Interest-bearing deposits | 2,789,029,000 | 2,766,085,000 | 2,860,540,000 | 2,785,417,000 |
| Noninterest-bearing deposits | 203,618,000 | 226,345,000 | 217,191,000 | 204,074,000 |
| Equity capital | 472,407,000 | 479,999,000 | 403,064,000 | 392,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 68,996,000 | 137,336,000 | 208,673,000 | 277,355,000 |
| Interest expense | 30,077,000 | 57,085,000 | 83,960,000 | 108,491,000 |
| Net interest income | 38,919,000 | 80,251,000 | 124,713,000 | 168,864,000 |
| Noninterest income | 9,904,000 | 19,910,000 | 27,365,000 | 33,000,000 |
| Noninterest expense | 22,681,000 | 45,341,000 | 68,516,000 | 96,666,000 |
| Provision for loan losses | 0 | 0 | 21,175,000 | 28,500,000 |
| Pretax income | 26,142,000 | 54,872,000 | -71,359,000 | -66,727,000 |
| Income tax | 9,271,000 | 19,540,000 | -28,004,000 | -26,782,000 |
| Net income | 16,871,000 | 35,332,000 | -43,355,000 | -39,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 430,528,000 | 437,089,000 | 372,801,000 | 376,353,000 |
| Total capital | 471,010,000 | 477,371,000 | 433,714,000 | 435,977,000 |
| Risk-weighted assets | 4,568,878,000 | 4,731,824,000 | 4,872,844,000 | 4,765,836,000 |