Call reports 2005
PARK NATIONAL BANK — 2005
What PARK NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,173,475,000 | 1,189,858,000 | 1,214,057,000 | 1,248,926,000 |
| Total loans | 1,001,375,000 | 966,330,000 | 1,009,956,000 | 1,039,117,000 |
| Allowance for loan losses | 14,567,000 | 14,234,000 | 14,242,000 | 14,043,000 |
| Securities available for sale | 41,885,000 | 41,826,000 | 41,024,000 | 52,396,000 |
| Securities held to maturity | 70,782,000 | 89,772,000 | 86,973,000 | 85,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 969,318,000 | 990,342,000 | 1,000,384,000 | 1,018,094,000 |
| Interest-bearing deposits | 865,722,000 | 884,944,000 | 890,528,000 | 896,459,000 |
| Noninterest-bearing deposits | 103,596,000 | 105,398,000 | 109,856,000 | 121,635,000 |
| Equity capital | 185,473,000 | 194,241,000 | 160,989,000 | 167,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 19,730,000 | 43,552,000 | 64,732,000 | 86,613,000 |
| Interest expense | 4,035,000 | 8,792,000 | 14,388,000 | 21,203,000 |
| Net interest income | 15,695,000 | 34,760,000 | 50,344,000 | 65,410,000 |
| Noninterest income | 927,000 | 1,283,000 | 2,624,000 | 3,648,000 |
| Noninterest expense | 5,629,000 | 11,221,000 | 16,926,000 | 23,222,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,993,000 | 24,822,000 | 36,042,000 | 45,803,000 |
| Income tax | 4,163,000 | 9,386,000 | 13,659,000 | 16,573,000 |
| Net income | 6,830,000 | 15,436,000 | 22,383,000 | 29,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,767,000 | 189,373,000 | 156,319,000 | 163,167,000 |
| Total capital | 195,334,000 | 203,607,000 | 170,561,000 | 177,210,000 |
| Risk-weighted assets | 1,423,918,000 | 1,411,768,000 | 1,509,015,000 | 1,582,782,000 |