Call reports 2004
PARK NATIONAL BANK — 2004
What PARK NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,133,527,000 | 1,140,510,000 | 1,163,991,000 | 1,153,316,000 |
| Total loans | 933,476,000 | 954,086,000 | 988,471,000 | 971,931,000 |
| Allowance for loan losses | 12,170,000 | 14,984,000 | 14,649,000 | 14,673,000 |
| Securities available for sale | 69,948,000 | 39,997,000 | 39,678,000 | 43,234,000 |
| Securities held to maturity | 60,732,000 | 60,784,000 | 60,841,000 | 70,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,845,000 | 943,096,000 | 987,641,000 | 966,802,000 |
| Interest-bearing deposits | 842,269,000 | 844,562,000 | 878,469,000 | 863,623,000 |
| Noninterest-bearing deposits | 95,576,000 | 98,534,000 | 109,172,000 | 103,179,000 |
| Equity capital | 169,793,000 | 173,459,000 | 171,470,000 | 179,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 19,740,000 | 37,989,000 | 58,002,000 | 77,420,000 |
| Interest expense | 3,159,000 | 6,244,000 | 9,668,000 | 13,345,000 |
| Net interest income | 16,581,000 | 31,745,000 | 48,334,000 | 64,075,000 |
| Noninterest income | 1,114,000 | 2,192,000 | 4,156,000 | 5,281,000 |
| Noninterest expense | 5,599,000 | 11,215,000 | 16,896,000 | 22,539,000 |
| Provision for loan losses | 0 | 2,775,000 | 2,775,000 | 2,775,000 |
| Pretax income | 12,096,000 | 22,713,000 | 35,585,000 | 46,808,000 |
| Income tax | 4,866,000 | 9,127,000 | 14,315,000 | 17,235,000 |
| Net income | 7,230,000 | 13,586,000 | 21,270,000 | 29,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,594,000 | 167,949,000 | 165,633,000 | 173,936,000 |
| Total capital | 173,764,000 | 182,933,000 | 180,282,000 | 188,609,000 |
| Risk-weighted assets | 1,477,989,000 | 1,445,328,000 | 1,417,232,000 | 1,409,752,000 |