Call reports 2003
PARK NATIONAL BANK — 2003
What PARK NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,087,812,000 | 1,096,912,000 | 1,087,411,000 | 1,117,410,000 |
| Total loans | 871,122,000 | 847,537,000 | 865,094,000 | 911,626,000 |
| Allowance for loan losses | 12,077,000 | 12,084,000 | 12,128,000 | 12,169,000 |
| Securities available for sale | 74,718,000 | 76,244,000 | 70,408,000 | 72,556,000 |
| Securities held to maturity | 60,385,000 | 60,489,000 | 60,594,000 | 60,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 941,378,000 | 944,291,000 | 931,788,000 | 949,883,000 |
| Interest-bearing deposits | 849,666,000 | 845,506,000 | 830,540,000 | 850,771,000 |
| Noninterest-bearing deposits | 91,712,000 | 98,785,000 | 101,248,000 | 99,112,000 |
| Equity capital | 132,439,000 | 140,884,000 | 145,784,000 | 162,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 17,776,000 | 37,114,000 | 56,282,000 | 76,132,000 |
| Interest expense | 4,480,000 | 8,500,000 | 11,976,000 | 15,197,000 |
| Net interest income | 13,296,000 | 28,614,000 | 44,306,000 | 60,935,000 |
| Noninterest income | 991,000 | 2,168,000 | 3,536,000 | -1,183,000 |
| Noninterest expense | 5,621,000 | 11,286,000 | 19,914,000 | 22,418,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,769,000 | 19,599,000 | 28,321,000 | 37,749,000 |
| Income tax | 3,144,000 | 7,068,000 | 10,344,000 | 13,043,000 |
| Net income | 5,625,000 | 12,531,000 | 17,977,000 | 24,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,283,000 | 132,189,000 | 137,635,000 | 154,363,000 |
| Total capital | 137,360,000 | 144,273,000 | 149,763,000 | 166,532,000 |
| Risk-weighted assets | 1,157,401,000 | 1,354,655,000 | 1,440,440,000 | 1,475,328,000 |