Call reports 2025
FIFTH DISTRICT SAVINGS BANK — 2025
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 530,778,000 | 539,314,000 | 539,055,000 | 534,239,000 |
| Total loans | 377,940,000 | 381,272,000 | 380,962,000 | 378,060,000 |
| Allowance for loan losses | 1,699,000 | 1,699,000 | 1,699,000 | 1,699,000 |
| Securities available for sale | 96,228,000 | 100,415,000 | 100,689,000 | 99,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,504,000 | 424,693,000 | 423,543,000 | 418,508,000 |
| Interest-bearing deposits | 414,790,000 | 418,496,000 | 416,095,000 | 410,541,000 |
| Noninterest-bearing deposits | 5,714,000 | 6,197,000 | 7,448,000 | 7,967,000 |
| Equity capital | 105,281,000 | 108,867,000 | 109,773,000 | 110,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,203,000 | 10,676,000 | 16,355,000 | 22,025,000 |
| Interest expense | 2,272,000 | 4,604,000 | 6,952,000 | 9,210,000 |
| Net interest income | 2,931,000 | 6,072,000 | 9,403,000 | 12,815,000 |
| Noninterest income | 222,000 | 3,899,000 | 4,125,000 | 4,335,000 |
| Noninterest expense | 3,054,000 | 6,817,000 | 9,853,000 | 12,769,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 3,154,000 | 3,675,000 | 4,371,000 |
| Income tax | 21,000 | -66,000 | 43,000 | 136,000 |
| Net income | 78,000 | 3,220,000 | 3,632,000 | 4,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,856,000 | 113,998,000 | 114,410,000 | 115,012,000 |
| Total capital | 112,570,000 | 115,711,000 | 116,123,000 | 116,736,000 |
| Risk-weighted assets | 264,697,000 | 273,515,000 | 275,866,000 | 279,368,000 |