Call reports 2024
FIFTH DISTRICT SAVINGS BANK — 2024
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 485,128,000 | 515,670,000 | 523,144,000 | 527,052,000 |
| Total loans | 368,054,000 | 369,571,000 | 369,353,000 | 368,988,000 |
| Allowance for loan losses | 2,699,000 | 1,699,000 | 1,699,000 | 1,699,000 |
| Securities available for sale | 53,773,000 | 72,109,000 | 93,802,000 | 92,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,764,000 | 432,744,000 | 411,864,000 | 418,608,000 |
| Interest-bearing deposits | 399,611,000 | 427,598,000 | 404,561,000 | 411,718,000 |
| Noninterest-bearing deposits | 4,153,000 | 5,146,000 | 7,303,000 | 6,890,000 |
| Equity capital | 76,967,000 | 78,031,000 | 106,110,000 | 103,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,293,000 | 8,927,000 | 14,111,000 | 19,244,000 |
| Interest expense | 2,252,000 | 4,617,000 | 6,927,000 | 9,220,000 |
| Net interest income | 2,041,000 | 4,310,000 | 7,184,000 | 10,024,000 |
| Noninterest income | 218,000 | 575,000 | 798,000 | 1,018,000 |
| Noninterest expense | 2,649,000 | 5,407,000 | 8,366,000 | 11,294,000 |
| Provision for loan losses | -225,000 | -1,225,000 | -1,225,000 | -1,225,000 |
| Pretax income | -1,434,000 | -566,000 | -318,000 | -186,000 |
| Income tax | -301,000 | -119,000 | -67,000 | -95,000 |
| Net income | -1,133,000 | -447,000 | -251,000 | -91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,639,000 | 84,324,000 | 110,617,000 | 110,777,000 |
| Total capital | 86,463,000 | 86,148,000 | 112,331,000 | 112,491,000 |
| Risk-weighted assets | 246,375,000 | 251,388,000 | 253,131,000 | 256,209,000 |