Call reports 2023
FIFTH DISTRICT SAVINGS BANK — 2023
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 478,823,000 | 474,061,000 | 474,422,000 | 480,592,000 |
| Total loans | 358,993,000 | 363,758,000 | 366,090,000 | 367,791,000 |
| Allowance for loan losses | 3,253,000 | 3,253,000 | 3,153,000 | 2,928,000 |
| Securities available for sale | 75,402,000 | 71,934,000 | 66,746,000 | 67,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,485,000 | 392,592,000 | 390,557,000 | 394,355,000 |
| Interest-bearing deposits | 392,996,000 | 386,902,000 | 384,174,000 | 388,636,000 |
| Noninterest-bearing deposits | 4,489,000 | 5,690,000 | 6,383,000 | 5,719,000 |
| Equity capital | 76,973,000 | 76,851,000 | 74,854,000 | 77,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,932,000 | 8,012,000 | 12,160,000 | 16,387,000 |
| Interest expense | 1,097,000 | 2,566,000 | 4,369,000 | 6,364,000 |
| Net interest income | 2,835,000 | 5,446,000 | 7,791,000 | 10,023,000 |
| Noninterest income | 221,000 | 432,000 | 654,000 | 878,000 |
| Noninterest expense | 2,579,000 | 5,145,000 | 7,763,000 | 10,281,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -325,000 |
| Pretax income | 477,000 | 733,000 | 782,000 | 945,000 |
| Income tax | 100,000 | 154,000 | 164,000 | 148,000 |
| Net income | 377,000 | 579,000 | 618,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,350,000 | 84,552,000 | 84,593,000 | 84,771,000 |
| Total capital | 87,399,000 | 87,628,000 | 87,686,000 | 87,698,000 |
| Risk-weighted assets | 243,686,000 | 245,933,000 | 247,369,000 | 248,210,000 |