Call reports 2022
FIFTH DISTRICT SAVINGS BANK — 2022
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 462,470,000 | 463,424,000 | 466,681,000 | 473,367,000 |
| Total loans | 333,693,000 | 342,989,000 | 347,951,000 | 353,222,000 |
| Allowance for loan losses | 3,249,000 | 3,249,000 | 3,257,000 | 3,253,000 |
| Securities available for sale | 86,363,000 | 82,825,000 | 75,745,000 | 76,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,920,000 | 383,097,000 | 388,898,000 | 393,264,000 |
| Interest-bearing deposits | 375,114,000 | 376,371,000 | 381,387,000 | 387,669,000 |
| Noninterest-bearing deposits | 5,806,000 | 6,726,000 | 7,511,000 | 5,595,000 |
| Equity capital | 77,525,000 | 76,050,000 | 73,221,000 | 76,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,350,000 | 6,905,000 | 10,599,000 | 14,396,000 |
| Interest expense | 296,000 | 579,000 | 961,000 | 1,616,000 |
| Net interest income | 3,054,000 | 6,326,000 | 9,638,000 | 12,780,000 |
| Noninterest income | 206,000 | 423,000 | 639,000 | 846,000 |
| Noninterest expense | 2,443,000 | 4,917,000 | 7,521,000 | 10,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 817,000 | 1,832,000 | 2,756,000 | 3,623,000 |
| Income tax | 172,000 | 385,000 | 579,000 | 712,000 |
| Net income | 645,000 | 1,447,000 | 2,177,000 | 2,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,709,000 | 82,511,000 | 83,241,000 | 83,973,000 |
| Total capital | 84,558,000 | 85,410,000 | 86,208,000 | 86,985,000 |
| Risk-weighted assets | 227,544,000 | 231,529,000 | 237,066,000 | 240,698,000 |