Call reports 2021
FIFTH DISTRICT SAVINGS BANK — 2021
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 456,735,000 | 452,430,000 | 454,330,000 | 460,047,000 |
| Total loans | 321,661,000 | 325,122,000 | 324,976,000 | 327,500,000 |
| Allowance for loan losses | 3,295,000 | 3,249,000 | 3,249,000 | 3,249,000 |
| Securities available for sale | 85,006,000 | 85,063,000 | 84,042,000 | 87,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,183,000 | 367,272,000 | 368,591,000 | 374,891,000 |
| Interest-bearing deposits | 366,391,000 | 359,943,000 | 360,646,000 | 367,355,000 |
| Noninterest-bearing deposits | 5,792,000 | 7,329,000 | 7,945,000 | 7,536,000 |
| Equity capital | 80,826,000 | 81,194,000 | 81,447,000 | 81,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,539,000 | 6,914,000 | 10,151,000 | 13,399,000 |
| Interest expense | 707,000 | 1,259,000 | 1,693,000 | 2,052,000 |
| Net interest income | 2,832,000 | 5,655,000 | 8,458,000 | 11,347,000 |
| Noninterest income | 183,000 | 382,000 | 568,000 | 771,000 |
| Noninterest expense | 2,437,000 | 4,941,000 | 7,374,000 | 9,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 578,000 | 1,096,000 | 1,652,000 | 2,287,000 |
| Income tax | 121,000 | 230,000 | 347,000 | 438,000 |
| Net income | 457,000 | 866,000 | 1,305,000 | 1,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,674,000 | 80,082,000 | 80,524,000 | 80,981,000 |
| Total capital | 82,323,000 | 82,807,000 | 83,260,000 | 83,755,000 |
| Risk-weighted assets | 211,253,000 | 217,386,000 | 218,344,000 | 221,427,000 |