Call reports 2020
FIFTH DISTRICT SAVINGS BANK — 2020
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 438,064,000 | 449,280,000 | 454,395,000 | 452,796,000 |
| Total loans | 332,674,000 | 337,077,000 | 334,234,000 | 321,413,000 |
| Allowance for loan losses | 2,309,000 | 2,321,000 | 3,299,000 | 3,295,000 |
| Securities available for sale | 64,649,000 | 64,577,000 | 69,528,000 | 69,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,858,000 | 364,501,000 | 369,129,000 | 368,012,000 |
| Interest-bearing deposits | 350,184,000 | 358,856,000 | 362,811,000 | 362,722,000 |
| Noninterest-bearing deposits | 4,674,000 | 5,645,000 | 6,318,000 | 5,290,000 |
| Equity capital | 79,137,000 | 80,238,000 | 80,770,000 | 81,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,926,000 | 8,058,000 | 11,867,000 | 15,420,000 |
| Interest expense | 1,124,000 | 2,119,000 | 3,014,000 | 3,844,000 |
| Net interest income | 2,802,000 | 5,939,000 | 8,853,000 | 11,576,000 |
| Noninterest income | 144,000 | 282,000 | 1,503,000 | 1,676,000 |
| Noninterest expense | 2,408,000 | 4,854,000 | 7,264,000 | 9,738,000 |
| Provision for loan losses | 0 | 0 | 1,000,000 | 1,000,000 |
| Pretax income | 538,000 | 1,367,000 | 2,092,000 | 2,514,000 |
| Income tax | 113,000 | 287,000 | 439,000 | 495,000 |
| Net income | 425,000 | 1,080,000 | 1,653,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,624,000 | 78,278,000 | 78,852,000 | 79,217,000 |
| Total capital | 79,933,000 | 80,599,000 | 81,611,000 | 81,867,000 |
| Risk-weighted assets | 215,278,000 | 221,602,000 | 220,197,000 | 211,236,000 |