Call reports 2019
FIFTH DISTRICT SAVINGS BANK — 2019
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 433,172,000 | 433,292,000 | 437,250,000 | 437,117,000 |
| Total loans | 326,088,000 | 326,736,000 | 330,966,000 | 332,100,000 |
| Allowance for loan losses | 2,309,000 | 2,309,000 | 2,309,000 | 2,309,000 |
| Securities available for sale | 68,074,000 | 69,463,000 | 63,959,000 | 64,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,680,000 | 352,057,000 | 355,093,000 | 355,347,000 |
| Interest-bearing deposits | 348,493,000 | 345,633,000 | 346,557,000 | 348,785,000 |
| Noninterest-bearing deposits | 5,187,000 | 6,424,000 | 8,536,000 | 6,562,000 |
| Equity capital | 75,299,000 | 76,667,000 | 77,414,000 | 77,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,911,000 | 7,895,000 | 11,932,000 | 15,934,000 |
| Interest expense | 971,000 | 2,064,000 | 3,205,000 | 4,385,000 |
| Net interest income | 2,940,000 | 5,831,000 | 8,727,000 | 11,549,000 |
| Noninterest income | 142,000 | 290,000 | 442,000 | 600,000 |
| Noninterest expense | 2,255,000 | 4,590,000 | 6,886,000 | 9,241,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 817,000 | 1,650,000 | 2,402,000 | 3,027,000 |
| Income tax | 172,000 | 336,000 | 499,000 | 593,000 |
| Net income | 645,000 | 1,314,000 | 1,903,000 | 2,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,411,000 | 76,080,000 | 76,668,000 | 77,199,000 |
| Total capital | 77,720,000 | 78,389,000 | 78,977,000 | 79,508,000 |
| Risk-weighted assets | 212,053,000 | 213,059,000 | 215,554,000 | 214,714,000 |