Call reports 2018
FIFTH DISTRICT SAVINGS BANK — 2018
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 415,838,000 | 424,344,000 | 430,763,000 | 424,105,000 |
| Total loans | 312,101,000 | 316,202,000 | 318,219,000 | 323,939,000 |
| Allowance for loan losses | 2,269,000 | 2,299,000 | 2,319,000 | 2,299,000 |
| Securities available for sale | 66,276,000 | 63,740,000 | 71,506,000 | 69,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,178,000 | 348,099,000 | 353,854,000 | 346,351,000 |
| Interest-bearing deposits | 334,059,000 | 341,630,000 | 346,768,000 | 340,025,000 |
| Noninterest-bearing deposits | 6,119,000 | 6,469,000 | 7,086,000 | 6,326,000 |
| Equity capital | 71,529,000 | 72,117,000 | 72,554,000 | 73,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,637,000 | 7,340,000 | 11,171,000 | 15,111,000 |
| Interest expense | 612,000 | 1,340,000 | 2,189,000 | 3,070,000 |
| Net interest income | 3,025,000 | 6,000,000 | 8,982,000 | 12,041,000 |
| Noninterest income | 139,000 | 288,000 | 432,000 | 581,000 |
| Noninterest expense | 2,252,000 | 4,486,000 | 6,752,000 | 9,070,000 |
| Provision for loan losses | 20,000 | 50,000 | 70,000 | 50,000 |
| Pretax income | 892,000 | 1,752,000 | 2,592,000 | 3,450,000 |
| Income tax | 187,000 | 368,000 | 544,000 | 707,000 |
| Net income | 705,000 | 1,384,000 | 2,048,000 | 2,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,659,000 | 73,406,000 | 74,012,000 | 74,765,000 |
| Total capital | 74,928,000 | 75,705,000 | 76,331,000 | 77,064,000 |
| Risk-weighted assets | 199,504,000 | 202,272,000 | 204,437,000 | 210,736,000 |