Call reports 2017
FIFTH DISTRICT SAVINGS BANK — 2017
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 411,914,000 | 419,633,000 | 412,904,000 | 406,162,000 |
| Total loans | 297,207,000 | 300,978,000 | 303,548,000 | 307,495,000 |
| Allowance for loan losses | 2,270,000 | 2,237,000 | 2,267,000 | 2,249,000 |
| Securities available for sale | 81,096,000 | 84,117,000 | 77,946,000 | 70,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,271,000 | 339,204,000 | 336,672,000 | 330,680,000 |
| Interest-bearing deposits | 327,323,000 | 332,717,000 | 329,349,000 | 325,802,000 |
| Noninterest-bearing deposits | 4,948,000 | 6,487,000 | 7,323,000 | 4,878,000 |
| Equity capital | 70,469,000 | 71,348,000 | 71,985,000 | 71,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,523,000 | 7,135,000 | 10,750,000 | 14,361,000 |
| Interest expense | 532,000 | 1,102,000 | 1,680,000 | 2,252,000 |
| Net interest income | 2,991,000 | 6,033,000 | 9,070,000 | 12,109,000 |
| Noninterest income | 116,000 | 246,000 | 386,000 | 525,000 |
| Noninterest expense | 2,214,000 | 4,433,000 | 6,690,000 | 8,930,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 85,000 |
| Pretax income | 883,000 | 1,821,000 | 2,726,000 | 3,641,000 |
| Income tax | 294,000 | 606,000 | 907,000 | 1,724,000 |
| Net income | 589,000 | 1,215,000 | 1,819,000 | 1,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,667,000 | 71,297,000 | 71,913,000 | 71,994,000 |
| Total capital | 72,937,000 | 73,534,000 | 74,181,000 | 74,243,000 |
| Risk-weighted assets | 189,508,000 | 192,337,000 | 193,354,000 | 195,842,000 |