Call reports 2013
FIFTH DISTRICT SAVINGS BANK — 2013
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 370,561,000 | 365,998,000 | 362,241,000 | 374,056,000 |
| Total loans | 250,051,000 | 248,412,000 | 257,878,000 | 263,878,000 |
| Allowance for loan losses | 1,765,000 | 1,784,000 | 2,077,000 | 2,079,000 |
| Securities available for sale | 77,770,000 | 73,555,000 | 70,836,000 | 65,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,726,000 | 299,291,000 | 294,449,000 | 306,230,000 |
| Interest-bearing deposits | 300,110,000 | 293,858,000 | 289,098,000 | 301,199,000 |
| Noninterest-bearing deposits | 3,616,000 | 5,433,000 | 5,351,000 | 5,031,000 |
| Equity capital | 62,451,000 | 62,423,000 | 63,269,000 | 63,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,351,000 | 6,646,000 | 10,010,000 | 13,378,000 |
| Interest expense | 518,000 | 1,011,000 | 1,461,000 | 1,922,000 |
| Net interest income | 2,833,000 | 5,635,000 | 8,549,000 | 11,456,000 |
| Noninterest income | 106,000 | 215,000 | 550,000 | 655,000 |
| Noninterest expense | 2,125,000 | 4,226,000 | 6,322,000 | 8,508,000 |
| Provision for loan losses | 8,000 | 68,000 | 368,000 | 368,000 |
| Pretax income | 806,000 | 1,556,000 | 2,409,000 | 3,235,000 |
| Income tax | 282,000 | 450,000 | 509,000 | 558,000 |
| Net income | 524,000 | 1,106,000 | 1,900,000 | 2,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,852,000 | 61,431,000 | 62,227,000 | 63,004,000 |
| Total capital | 62,617,000 | 63,215,000 | 64,304,000 | 65,083,000 |
| Risk-weighted assets | 174,281,000 | 172,506,000 | 173,272,000 | 179,288,000 |