Call reports 2012
FIFTH DISTRICT SAVINGS BANK — 2012
What FIFTH DISTRICT SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 372,870,000 | 371,237,000 | 368,201,000 | 367,721,000 |
| Total loans | 243,441,000 | 247,250,000 | 246,760,000 | 250,854,000 |
| Allowance for loan losses | 1,772,000 | 1,748,000 | 1,728,000 | 1,772,000 |
| Securities available for sale | 85,450,000 | 77,092,000 | 76,756,000 | 74,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,898,000 | 305,947,000 | 302,064,000 | 301,659,000 |
| Interest-bearing deposits | 303,080,000 | 301,295,000 | 296,425,000 | 296,859,000 |
| Noninterest-bearing deposits | 4,818,000 | 4,652,000 | 5,639,000 | 4,800,000 |
| Equity capital | 60,444,000 | 61,077,000 | 61,737,000 | 61,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,745,000 | 7,426,000 | 10,989,000 | 14,439,000 |
| Interest expense | 692,000 | 1,340,000 | 1,943,000 | 2,502,000 |
| Net interest income | 3,053,000 | 6,086,000 | 9,046,000 | 11,937,000 |
| Noninterest income | 111,000 | 227,000 | 338,000 | 452,000 |
| Noninterest expense | 2,068,000 | 4,224,000 | 6,343,000 | 8,453,000 |
| Provision for loan losses | 0 | 15,000 | 67,000 | 120,000 |
| Pretax income | 1,096,000 | 2,074,000 | 2,974,000 | 3,816,000 |
| Income tax | 384,000 | 726,000 | 1,041,000 | 1,336,000 |
| Net income | 712,000 | 1,348,000 | 1,933,000 | 2,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,558,000 | 59,194,000 | 59,778,000 | 60,327,000 |
| Total capital | 60,330,000 | 60,942,000 | 61,506,000 | 62,099,000 |
| Risk-weighted assets | 170,966,000 | 171,753,000 | 171,596,000 | 172,697,000 |