Call reports 2016
EQUITABLE SAVINGS AND LOAN COMPANY, THE — 2016
What EQUITABLE SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 13,256,000 | 13,201,000 | 13,348,000 | 12,770,000 |
| Total loans | 8,396,000 | 8,052,000 | 7,913,000 | 7,891,000 |
| Allowance for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Securities available for sale | 16,000 | 23,000 | 19,000 | 46,000 |
| Securities held to maturity | 2,631,000 | 2,879,000 | 2,627,000 | 2,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,419,000 | 6,363,000 | 6,517,000 | 6,433,000 |
| Interest-bearing deposits | 6,419,000 | 6,363,000 | 6,517,000 | 6,433,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,787,000 | 2,787,000 | 2,772,000 | 2,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 244,000 | 363,000 | 481,000 |
| Interest expense | 16,000 | 31,000 | 47,000 | 62,000 |
| Net interest income | 107,000 | 213,000 | 316,000 | 419,000 |
| Noninterest income | 2,000 | 4,000 | 7,000 | 14,000 |
| Noninterest expense | 116,000 | 228,000 | 347,000 | 461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -14,000 | -18,000 | -31,000 | -35,000 |
| Income tax | -2,000 | -2,000 | -2,000 | -2,000 |
| Net income | -12,000 | -16,000 | -29,000 | -33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,784,000 | 2,780,000 | 2,767,000 | 2,763,000 |
| Total capital | 2,836,000 | 2,835,000 | 2,820,000 | 2,829,000 |
| Risk-weighted assets | 6,029,000 | 5,856,000 | 5,857,000 | 5,817,000 |