Call reports 2015
EQUITABLE SAVINGS AND LOAN COMPANY, THE — 2015
What EQUITABLE SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 13,099,000 | 12,795,000 | 13,482,000 | 13,414,000 |
| Total loans | 7,698,000 | 7,924,000 | 8,353,000 | 8,656,000 |
| Allowance for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Securities available for sale | 28,000 | 27,000 | 27,000 | 20,000 |
| Securities held to maturity | 3,073,000 | 3,066,000 | 2,796,000 | 2,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,852,000 | 6,555,000 | 6,602,000 | 6,568,000 |
| Interest-bearing deposits | 6,852,000 | 6,555,000 | 6,602,000 | 6,568,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,825,000 | 2,827,000 | 2,813,000 | 2,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 119,000 | 241,000 | 366,000 | 490,000 |
| Interest expense | 14,000 | 27,000 | 42,000 | 58,000 |
| Net interest income | 105,000 | 214,000 | 324,000 | 432,000 |
| Noninterest income | 4,000 | 8,000 | 11,000 | 12,000 |
| Noninterest expense | 107,000 | 214,000 | 330,000 | 444,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 1,000 | -19,000 | -28,000 |
| Income tax | 0 | -2,000 | -8,000 | -10,000 |
| Net income | 0 | 3,000 | -11,000 | -18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,814,000 | 2,817,000 | 2,803,000 | 2,796,000 |
| Total capital | 2,871,000 | 2,874,000 | 2,860,000 | 2,850,000 |
| Risk-weighted assets | 5,863,000 | 5,993,000 | 6,273,000 | 6,182,000 |