Call reports 2014
EQUITABLE SAVINGS AND LOAN COMPANY, THE — 2014
What EQUITABLE SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 13,426,000 | 13,339,000 | 13,073,000 | 12,743,000 |
| Total loans | 8,080,000 | 7,935,000 | 7,913,000 | 7,669,000 |
| Allowance for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Securities available for sale | 48,000 | 48,000 | 33,000 | 26,000 |
| Securities held to maturity | 3,566,000 | 3,562,000 | 3,410,000 | 2,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,090,000 | 6,982,000 | 6,710,000 | 6,513,000 |
| Interest-bearing deposits | 7,090,000 | 6,982,000 | 6,710,000 | 6,513,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,769,000 | 2,793,000 | 2,794,000 | 2,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 132,000 | 274,000 | 407,000 | 531,000 |
| Interest expense | 17,000 | 34,000 | 50,000 | 66,000 |
| Net interest income | 115,000 | 240,000 | 357,000 | 465,000 |
| Noninterest income | 3,000 | 6,000 | 8,000 | 9,000 |
| Noninterest expense | 107,000 | 211,000 | 318,000 | 423,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | 34,000 | 46,000 | 86,000 |
| Income tax | -1,000 | -1,000 | 0 | 6,000 |
| Net income | 11,000 | 35,000 | 46,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,745,000 | 2,769,000 | 2,780,000 | 2,814,000 |
| Total capital | 2,811,000 | 2,835,000 | 2,839,000 | 2,870,000 |
| Risk-weighted assets | 6,796,000 | 6,706,000 | 6,503,000 | 5,977,000 |