Call reports 2013
EQUITABLE SAVINGS AND LOAN COMPANY, THE — 2013
What EQUITABLE SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 13,022,000 | 13,558,000 | 13,639,000 | 13,567,000 |
| Total loans | 7,428,000 | 7,508,000 | 7,556,000 | 7,901,000 |
| Allowance for loan losses | 69,000 | 57,000 | 50,000 | 50,000 |
| Securities available for sale | 9,000 | 17,000 | 16,000 | 36,000 |
| Securities held to maturity | 3,613,000 | 3,609,000 | 3,604,000 | 3,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,848,000 | 7,261,000 | 7,321,000 | 7,262,000 |
| Interest-bearing deposits | 7,848,000 | 7,261,000 | 7,321,000 | 7,262,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,723,000 | 2,745,000 | 2,743,000 | 2,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 128,000 | 258,000 | 390,000 | 519,000 |
| Interest expense | 19,000 | 38,000 | 57,000 | 75,000 |
| Net interest income | 109,000 | 220,000 | 333,000 | 444,000 |
| Noninterest income | -3,000 | -10,000 | -9,000 | 9,000 |
| Noninterest expense | 109,000 | 207,000 | 316,000 | 430,000 |
| Provision for loan losses | 0 | -12,000 | -19,000 | -19,000 |
| Pretax income | 12,000 | 30,000 | 42,000 | 26,000 |
| Income tax | -2,000 | -2,000 | 12,000 | 2,000 |
| Net income | 14,000 | 32,000 | 30,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,723,000 | 2,742,000 | 2,741,000 | 2,734,000 |
| Total capital | 2,792,000 | 2,801,000 | 2,793,000 | 2,795,000 |
| Risk-weighted assets | 6,765,000 | 6,817,000 | 6,666,000 | 6,689,000 |