Call reports 2012
EQUITABLE SAVINGS AND LOAN COMPANY, THE — 2012
What EQUITABLE SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 12,712,000 | 12,880,000 | 12,821,000 | 13,414,000 |
| Total loans | 6,595,000 | 7,033,000 | 7,078,000 | 7,459,000 |
| Allowance for loan losses | 65,000 | 66,000 | 66,000 | 69,000 |
| Securities available for sale | 41,000 | 36,000 | 39,000 | 40,000 |
| Securities held to maturity | 3,817,000 | 3,784,000 | 3,278,000 | 3,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,300,000 | 8,521,000 | 8,447,000 | 8,255,000 |
| Interest-bearing deposits | 8,300,000 | 8,521,000 | 8,447,000 | 8,255,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,747,000 | 2,708,000 | 2,711,000 | 2,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 132,000 | 251,000 | 379,000 | 510,000 |
| Interest expense | 36,000 | 70,000 | 95,000 | 115,000 |
| Net interest income | 96,000 | 181,000 | 284,000 | 395,000 |
| Noninterest income | 2,000 | 6,000 | 8,000 | 11,000 |
| Noninterest expense | 106,000 | 211,000 | 313,000 | 421,000 |
| Provision for loan losses | 0 | 5,000 | 8,000 | 15,000 |
| Pretax income | -8,000 | -52,000 | -52,000 | -53,000 |
| Income tax | 0 | -9,000 | -10,000 | -13,000 |
| Net income | -8,000 | -43,000 | -42,000 | -40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,743,000 | 2,708,000 | 2,709,000 | 2,711,000 |
| Total capital | 2,811,000 | 2,774,000 | 2,777,000 | 2,782,000 |
| Risk-weighted assets | 6,736,000 | 6,742,000 | 6,726,000 | 6,823,000 |