Call reports 2022
MUTUAL SAVINGS ASSOCIATION — 2022
What MUTUAL SAVINGS ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 294,301,000 | 300,903,000 | 323,319,000 | 327,504,000 |
| Total loans | 157,244,000 | 168,230,000 | 179,032,000 | 187,288,000 |
| Allowance for loan losses | 2,311,000 | 2,311,000 | 2,369,000 | 2,369,000 |
| Securities available for sale | 94,126,000 | 92,560,000 | 101,917,000 | 101,841,000 |
| Securities held to maturity | 4,575,000 | 4,485,000 | 4,328,000 | 4,287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,690,000 | 219,250,000 | 220,446,000 | 219,898,000 |
| Interest-bearing deposits | 185,140,000 | 195,105,000 | 197,122,000 | 197,564,000 |
| Noninterest-bearing deposits | 22,550,000 | 24,145,000 | 23,324,000 | 22,334,000 |
| Equity capital | 74,618,000 | 73,621,000 | 72,597,000 | 74,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,385,000 | 4,953,000 | 7,778,000 | 11,053,000 |
| Interest expense | 376,000 | 782,000 | 1,308,000 | 2,176,000 |
| Net interest income | 2,009,000 | 4,171,000 | 6,470,000 | 8,877,000 |
| Noninterest income | 758,000 | 1,436,000 | 2,229,000 | 2,975,000 |
| Noninterest expense | 1,849,000 | 3,684,000 | 5,579,000 | 7,492,000 |
| Provision for loan losses | 0 | 0 | 62,000 | 62,000 |
| Pretax income | 847,000 | 1,643,000 | 2,666,000 | 3,892,000 |
| Income tax | 133,000 | 250,000 | 424,000 | 639,000 |
| Net income | 714,000 | 1,393,000 | 2,242,000 | 3,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,273,000 | 75,952,000 | 76,801,000 | 77,812,000 |
| Total capital | 77,523,000 | 78,263,000 | 79,170,000 | 80,181,000 |
| Risk-weighted assets | 179,815,000 | 208,372,000 | 222,663,000 | 225,238,000 |