Call reports 2021
MUTUAL SAVINGS ASSOCIATION — 2021
What MUTUAL SAVINGS ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 267,990,000 | 275,241,000 | 284,760,000 | 289,357,000 |
| Total loans | 133,472,000 | 137,526,000 | 145,939,000 | 150,115,000 |
| Allowance for loan losses | 2,198,000 | 2,203,000 | 2,311,000 | 2,311,000 |
| Securities available for sale | 85,319,000 | 92,379,000 | 92,918,000 | 98,088,000 |
| Securities held to maturity | 5,085,000 | 4,915,000 | 4,806,000 | 4,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,818,000 | 188,342,000 | 196,676,000 | 201,249,000 |
| Interest-bearing deposits | 159,217,000 | 166,739,000 | 173,584,000 | 179,457,000 |
| Noninterest-bearing deposits | 22,601,000 | 21,603,000 | 23,092,000 | 21,792,000 |
| Equity capital | 73,110,000 | 74,222,000 | 75,551,000 | 76,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,251,000 | 6,560,000 | 8,931,000 |
| Interest expense | 359,000 | 746,000 | 1,124,000 | 1,504,000 |
| Net interest income | 1,763,000 | 3,505,000 | 5,436,000 | 7,427,000 |
| Noninterest income | 718,000 | 1,646,000 | 3,360,000 | 4,307,000 |
| Noninterest expense | 1,684,000 | 3,286,000 | 5,093,000 | 6,821,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 761,000 | 1,811,000 | 3,626,000 | 4,836,000 |
| Income tax | 107,000 | 293,000 | 648,000 | 858,000 |
| Net income | 654,000 | 1,518,000 | 2,978,000 | 3,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,236,000 | 72,099,000 | 73,559,000 | 74,560,000 |
| Total capital | 73,258,000 | 74,223,000 | 75,789,000 | 76,784,000 |
| Risk-weighted assets | 161,530,000 | 169,911,000 | 178,207,000 | 177,679,000 |