Call reports 2020
MUTUAL SAVINGS ASSOCIATION — 2020
What MUTUAL SAVINGS ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 232,624,000 | 245,164,000 | 239,445,000 | 244,843,000 |
| Total loans | 123,500,000 | 127,297,000 | 123,092,000 | 124,553,000 |
| Allowance for loan losses | 2,144,000 | 2,226,000 | 2,204,000 | 2,198,000 |
| Securities available for sale | 76,532,000 | 77,583,000 | 79,025,000 | 77,984,000 |
| Securities held to maturity | 2,921,000 | 3,153,000 | 3,040,000 | 2,391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,063,000 | 161,286,000 | 153,795,000 | 158,013,000 |
| Interest-bearing deposits | 138,997,000 | 144,842,000 | 136,860,000 | 140,584,000 |
| Noninterest-bearing deposits | 15,066,000 | 16,444,000 | 16,935,000 | 17,429,000 |
| Equity capital | 66,868,000 | 70,213,000 | 71,716,000 | 73,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 4,346,000 | 6,503,000 | 8,763,000 |
| Interest expense | 357,000 | 766,000 | 1,211,000 | 1,584,000 |
| Net interest income | 1,658,000 | 3,580,000 | 5,292,000 | 7,179,000 |
| Noninterest income | 570,000 | 1,559,000 | 2,842,000 | 4,009,000 |
| Noninterest expense | 1,463,000 | 2,873,000 | 4,565,000 | 6,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 747,000 | 2,098,000 | 3,400,000 | 4,903,000 |
| Income tax | 130,000 | 362,000 | 588,000 | 862,000 |
| Net income | 617,000 | 1,736,000 | 2,812,000 | 4,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,174,000 | 68,296,000 | 69,371,000 | 70,606,000 |
| Total capital | 69,002,000 | 70,245,000 | 71,249,000 | 72,476,000 |
| Risk-weighted assets | 145,822,000 | 155,521,000 | 149,924,000 | 149,133,000 |