Call reports 2019
MUTUAL SAVINGS ASSOCIATION — 2019
What MUTUAL SAVINGS ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 213,136,000 | 216,773,000 | 214,845,000 | 208,668,000 |
| Total loans | 129,371,000 | 131,156,000 | 127,440,000 | 125,921,000 |
| Allowance for loan losses | 1,639,000 | 1,643,000 | 1,832,000 | 1,892,000 |
| Securities available for sale | 46,902,000 | 46,246,000 | 44,967,000 | 47,148,000 |
| Securities held to maturity | 4,200,000 | 3,706,000 | 3,746,000 | 3,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,844,000 | 148,044,000 | 144,808,000 | 138,017,000 |
| Interest-bearing deposits | 131,470,000 | 134,486,000 | 129,353,000 | 124,539,000 |
| Noninterest-bearing deposits | 14,374,000 | 13,558,000 | 15,455,000 | 13,478,000 |
| Equity capital | 63,918,000 | 65,084,000 | 66,311,000 | 67,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,029,000 | 4,298,000 | 6,420,000 | 9,064,000 |
| Interest expense | 326,000 | 666,000 | 1,029,000 | 1,383,000 |
| Net interest income | 1,703,000 | 3,632,000 | 5,391,000 | 7,681,000 |
| Noninterest income | 418,000 | 969,000 | 1,693,000 | 2,293,000 |
| Noninterest expense | 1,422,000 | 2,949,000 | 4,419,000 | 5,800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 660,000 | 1,659,000 | 2,708,000 | 4,100,000 |
| Income tax | 115,000 | 308,000 | 513,000 | 794,000 |
| Net income | 545,000 | 1,351,000 | 2,195,000 | 3,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,781,000 | 64,586,000 | 65,430,000 | 66,556,000 |
| Total capital | 65,373,000 | 66,168,000 | 67,027,000 | 68,186,000 |
| Risk-weighted assets | 127,330,000 | 126,348,000 | 127,487,000 | 130,149,000 |