Call reports 2018
MUTUAL SAVINGS ASSOCIATION — 2018
What MUTUAL SAVINGS ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 208,848,000 | 207,531,000 | 212,253,000 | 213,907,000 |
| Total loans | 118,795,000 | 122,054,000 | 127,451,000 | 128,844,000 |
| Allowance for loan losses | 1,835,000 | 1,836,000 | 1,634,000 | 1,635,000 |
| Securities available for sale | 46,442,000 | 45,949,000 | 44,689,000 | 45,464,000 |
| Securities held to maturity | 5,078,000 | 4,774,000 | 4,604,000 | 4,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,245,000 | 142,675,000 | 143,666,000 | 142,400,000 |
| Interest-bearing deposits | 131,047,000 | 129,481,000 | 129,381,000 | 130,000,000 |
| Noninterest-bearing deposits | 14,198,000 | 13,194,000 | 14,285,000 | 12,400,000 |
| Equity capital | 61,134,000 | 61,592,000 | 62,186,000 | 62,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,763,000 | 5,692,000 | 7,719,000 |
| Interest expense | 261,000 | 521,000 | 801,000 | 1,109,000 |
| Net interest income | 1,614,000 | 3,242,000 | 4,891,000 | 6,610,000 |
| Noninterest income | 435,000 | 898,000 | 1,440,000 | 1,883,000 |
| Noninterest expense | 1,416,000 | 2,736,000 | 4,072,000 | 5,452,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 498,000 | 1,204,000 | 2,057,000 | 2,661,000 |
| Income tax | 120,000 | 200,000 | 382,000 | 484,000 |
| Net income | 378,000 | 1,004,000 | 1,675,000 | 2,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,438,000 | 62,063,000 | 62,734,000 | 63,379,000 |
| Total capital | 62,987,000 | 63,628,000 | 64,348,000 | 64,985,000 |
| Risk-weighted assets | 123,505,000 | 124,829,000 | 129,122,000 | 128,474,000 |